26 May 2026

strategyland.uk

Legal & General Group PLC (LGEN)

Rank #36 of 100 - Financials - UK Equities

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Legal & General Group PLC

LGEN.L·Financials·Market Cap £14.8b

Rank #36 of 100

Data from Excel Model · 100 Stocks Analysed

£2.67

+1.99% YTD

Target: £2.62(-2.0%)

52W: £2.17 - £2.83

Score Analysis

Legal & General Group PLC is ranked #36 out of 100 UK stocks. Lower factor scores indicate better performance in that category.

Factor Breakdown

38/100

Average Score

Liquidity

Weak83/100

Valuation

Excellent21/100

Profitability

Excellent5/100

Solvency

Fair55/100

Asset Efficiency

Fair57/100

Mkt Trading

Good35/100

Technical

Excellent11/100

1. Valuation

Score: 21/100

Is LGEN undervalued compared to its peers and fair value metrics?

3/5

valuation criteria met

✓

FY26e P/E Ratio

10.8xRank 19/100

✓

FY27e P/E Ratio

10.0xRank 21/100

✗

Price-to-Book

8.35xRank 90/100

✗

Price-to-Tangible Book

10.71xRank 59/100

✓

EV/EBITDA

0.6xRank 4/100

Key Valuation Metrics

Current P/E

34.2x

Price-to-Earnings

FY26e P/E

10.8x

Forward estimate

FY27e P/E

10.0x

Forward estimate

P/B Ratio

8.35x

Price-to-Book

P/TBV

10.71x

Price-to-Tangible Book

EV/EBITDA

0.6x

Enterprise Value

FY26e EV/EBITDA

1.3x

Forward estimate

FY27e EV/EBITDA

1.3x

Forward estimate

Analyst Consensus Target

Current Price

£2.67

Consensus Target

£2.62

Potential

-2.0%

Target

Bloomberg Median Target: £2.50

2. Profitability

Score: 5/100

How profitable is LGEN relative to its peers?

2/6

profitability criteria met

✓

TTM Profit Margin

1.0%Rank 9/100

–

Current ROE

19.6%

–

Current ROA

N/A

✓

FY26e EPS

0.25Rank 10/100

–

TTM EPS

0.25

–

Net Income Growth

N/A

Profit Margin

1.0%

ROE

19.6%

FY27e ROE

93.7%

ROA

N/A

Earnings Per Share

3. Financial Health

Score: 55/100

How strong is LGEN's balance sheet and financial position?

0/4

solvency criteria met

–

Debt-to-Equity

1078.5%

–

Interest Coverage

N/A

✗

Debt/EBITDA

Rank 88Rank 88/100

–

Altman Z-Score

N/A

Key Health Metrics

Quick Ratio

N/A

Below 1.0

Cash Ratio

N/A

Debt/Equity

1079%

FCF Margin

0.7%

Altman Z-Score

N/A

Distress Zone

01.812.995+

4. Asset Efficiency

Score: 57/100

How efficiently does LGEN deploy its assets and intellectual capital?

0/2

asset efficiency criteria met

–

Intangible/Asset

Intangible assets as a proportion of total assets — lower indicates more tangible, capital-efficient operations

N/A

–

R&D/Sales

Research & development spend relative to revenue — balanced R&D investment signals sustainable growth

N/A

Overall Asset Efficiency Rank

Rank within sector peers#57/100

Best (1)Worst (100)

What This Measures

Intangible/Asset — a lower ratio suggests the company's value is backed by tangible assets rather than goodwill or intangibles, reducing balance sheet risk.

R&D/Sales — captures the proportion of revenue reinvested into research and development, indicating innovation intensity and future growth investment.